This is a Continuous Service Membership. To ensure uninterrupted service, all Acting Resource Guru memberships are renewed automatically, using the credit card on file. All of our memberships are renewed at the current membership rate when the current membership term ends.You may cancel at any time by giving notice at least 3 business days before your renewal. Annual memberships are backed by our 30-day 100% money back, satisfaction guarantee. Sorry, no refunds for monthly memberships.